Deanna Ritchie - Page 3

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12 Savings Tips for Holiday Shopping

As you’re most certainly aware, we’re rapidly approaching the holiday season. While most of us enjoy this time of year, we’re not always thrilled about what this means for our...

5 Tips to Avoid Elder Financial Exploitation

More than 334,000 instances of elder financial exploitation are reported to the authorities across the U.S. each year. This leads to around $6.3 billion of losses as per a study...

Where to Find Help if You are in Financial Trouble

There’s a misconception that only those who live above their means are the only ones who experience severe financial problems. One in three households, however, reported struggling to make ends...

A Fool and His Money Soon Pay Taxes

Everyone loves to pay taxes. All that paperwork and red tape adds years to the life of the common tax payer. No. One. Ever. Said. The reason we pay taxes...

Don’t Scramble Your Retirement Nest Egg

Don’t obsess about the size of your retirement nest egg, just start saving. There are simple guidelines for a sane retirement strategy. Retirement calculators are your friend. By the time...

Income Annuities Can Transform Retirement Savings into Income

Do you have enough money to retire? Are you guaranteed enough to last for the rest of your life? Are you concerned that you’ll run out of income before the...

A Guide to Coping With Debt and Financial Stress

According to an AICPA-commissioned Harris Poll study of 1,004 U.S. adults, 56% of Americans reported that their debt has negatively affected their lives. The survey also found that 28% of...

How to Save for an Uncertain Future?

As Jim Morrison howled in “Roadhouse Blues,” “The future’s uncertain and the end is always near.” FYI — if you’re a Zoomer or young Millennial — Jim Morrison was the...

15 Questions to Ask Before Purchasing Life Insurance

Protecting your dependents’ livelihood with life insurance is always a wise decision. But, at the same time, buying a life insurance policy can seem overwhelming. And, that’s understandable with the...

How to Be Resilient in Retirement

I get that your anxiety is currently at an all-time high. But, as we begin to slowly and patiently recover from the COVID-19 pandemic, it’s time to re...

How to Be Resilient in Your Finances

Adversity — whether you like it or, is a just part of life. To remind us of that, look no further than the COVID-19 pandemic that impacted every...

Is an Annuity a Passive Income?

Warren Buffet once said, “If you don’t find a way to make money while you sleep, you will work until you die.” And, the Oracle of Om...

What is a Qualified Annuity?

As with a non-qualified, a qualified annuity can provide a guaranteed income for retirement. Moreover, your long-term investment can grow tax-deferred...

Tips and Thoughts on Retirement Planning – Beyond Retirement

Once you’ve settled down and don’t have to worry about finances, your business, or really anything else — what do you do with your time? You wor...

Protect Your Money Right Now

You’re on your way from work when you remembered that you needed to pick up milk. You spot a convenience store and quickly run it. Because you’re only...