Steve Clements

Director - Global Services and Solutions, Central & Eastern Europe, Middle East & Africa (CEEMEA) at Willis Towers Watson (WTW)


Steve joined Willis Towers Watson (WTW) in 2014 as a Director of the Health & Benefits business, responsible for brokering and consulting across the Middle East. With more than 25 years of experience in health and benefits, he specialises in medical plan design and management, and advises both multinational and local clients on employee benefits plans. Steve also heads WTW’s carrier relationship and proposition development across the Central & Eastern Europe, Middle East & Africa (CEEMEA) region. Developing a data-driven consultative brokering proposition and the region’s first full flexible benefits programme are at the core of his work, as well as establishing a centre of excellence for employee benefits consulting. Steve travels the globe as a guest speaker on employee benefits.



The How-To: Financial Literacy Education For Employees

People with high levels of financial literacy have lower levels of financial worry, and only 14% of UAE employees fall into this category.

Growth Strategies

The How-To: Delivering An Employee Wellness Program That Works

There is a disconnect between the wellness initiatives employers are laying on and the benefits perceived among employees.


Stressed Employees? Why Financial Wellness Programs Can Help

It is crucial to provide benefits to not only ensure your employees are healthy in mind and body, but also that they are financially healthy too.


Understanding End-Of-Service Benefits In The UAE

End-of-service benefits are envisaged by the local labor law in the UAE, as well as by the labor laws in all other Gulf countries, but widely misunderstood by the business community.

Growth Strategies

To Win The Talent War, Focus On Employee Benefits

Organizations should offer a diverse choice of benefits to help fulfill their employees' needs.

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