Founded in 2013, Braviant Holdings is a Chicago-based fin-tech startup that combines breakthrough technology and machine learning to empower underbanked consumers with better credit solutions. Their team of technologists, data scientists and fin-tech veterans develops proprietary decision algorithms that look beyond a traditional credit score to more accurately assess a person’s true ability and willingness to repay.

This next-generation approach to lending is reducing credit barriers and creating a Path to Prime to help the 43% of U.S. adults with non-prime credit reduce their cost of borrowing, build credit history, and achieve better financial outcomes. Braviant is transforming how people access credit online.