Pamela Yellen is a financial investigator and the author of two New York Times best-selling books, including her latest, The Bank on Yourself Revolution: Fire Your Banker, Bypass Wall Street, and Take Control of Your Own Financial Future. Pamela investigated more than 450 financial strategies seeking an alternative to the risk and volatility of stocks and other investments, which led her to a time-tested, predictable method of growing wealth now used by more than 500,000 Americans. To learn more, visit www.BankOnYourself.com.
Retirement Planning
How a Subprime Banking Workaround Could Crush Your Retirement
Here's the dirty little secret your bank doesn't want you to know
Market crash
When Will the Next Market Crash Occur, and What Will Cause It?
The warning lights are already flashing. And at least 7 potential party crashers are in line, ready to wreak havoc.
Retirement
Are You Underestimating Your Retirement Costs? Bad idea.
You may be well on your way to a dangerous shortfall.
Retirement
Scrimp and Sacrifice in Retirement? Don't Let That Be You. Here's How.
Don't ignore the instability of social security and government-sponsored retirement accounts. Instead, confront these issues head-on
Financial Security
Are You at Risk for a Wealth Shock That Could Kill You?
A financial shock is as dangerous as a heart disease diagnosis. The best medicine? Prevention.
Retirement
Does Your Retirement Plan Pass the 3-Point Check-Up?
Consider these factors to bolster tour financial self-sufficiency.
Taxes
How to Pay Zero Taxes Legally in Retirement
And when you pay zero taxes, you shouldn't be doing it the way most people do it -- which is by being broke.
balance sheet
3 Reasons Why You Can't Trust Your Personal Balance Sheet
Do you know what your net worth would be if you subtracted taxes, changes in the value of your retirement account or even yourself (i.e., you died)?
Retirement
Is This the Worst Financial Advice Ever?
A skeptical look at the common advice to 'buy term insurance and invest the difference'
Retirement
It's No Fun Getting Old When You're Worried About Running Out of Money
The shift from guaranteed pensions to 401(k)s and IRAs has robbed many of true financial security.
Finance
Don't Be a Victim of Irrational Exuberance
Entrepreneurs and business owners must look beyond Wall Street's hype.
Financial Security
How Business Owners Can Get Fiscally (as Well as Physically) Fit in the New Year
One solution: Set up a life insurance policy from which you can sidestep the banks and loan yourself money, in a crunch.
Money Management
5 Keys to Making Your New Year's Financial Resolutions Stick
Mindset is as important to achieving financial goals as making enough money.
Retirement Planning
Just Listen: The IRS Is Telling You How to Have a Tax-Free Retirement
Careful planning and investing are key.
Personal Finance
5 Pieces of Free Financial Advice You Can't Afford to Take
A lot of the "commonsense'' advice is why a lot of people have little or nothing set aside for retirement.