Interface Financial Corp.

Founded: 1971 Franchising since: 1991
John T. Sheehy founded The Interface Financial Group in 1972 to help small businesses with their cash flow needs. The franchisees' mission is to provide short-term working capital for small businesses through invoice discounting (factoring). There is no minimum or maximum amount of financing.

2182 Dupont Dr., #221 Irvine, CA 92612-1320

Phone: (800)387-0860

Franchisor is a privately-held company with 7 employee(s); 5 employee(s) in franchise department.

Franchise Growth

Year	U.S. Franchises	Canadian Franchises	Foreign Franchises	Company Owned
2009	128	24	13	0
2008	127	24	13	2
2007	107	24	13	0
2006	104	25	8	2
2005	93	49	3	2

Where Seeking Franchisees
In the U.S. Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, Nebraska, North carolina, New hampshire, New jersey, New mexico, Nevada, New york, Ohio, Oklahoma, Pennsylvania, South carolina, Tennessee, Texas, United states, Utah, Virginia, Vermont, Washington, Wisconsin, West virginia, Wyoming
Outside the U.S.: Asia, Australia/new zealand, Canada, Central america, Mexico, Philippines, Western europe

Total investment: $88.3K-139.3K Franchise fee: $36K

Ongoing royalty fee: 8% Term of agreement: 10 years, renewable

Type of Financing Available

	In-House	Third Party
Franchise Fee	No	No
Startup Costs	No	No
Equipment	No	No
Inventory	No	No
Accounts Receivable	No	No
Payroll	No	No

Qualifications
Net worth requirement: $250K
Cash liquidity requirement: $75K
Business Experience:

• General business experience

Operations

• Franchise can be run from home
• Absentee ownership of franchise is NOT allowed. (100% of current franchisees are owner/operators)

Training

• Available at headquarters: 2 days
• At franchisee's location: 3-5 days
• Ongoing

Ongoing Support

• Newsletter
• Meetings
• Toll-free phone line
• Internet
• Field operations/evaluations

Marketing Support

• Co-op advertising
• Ad slicks
• National media

Other marketing support

• Telemarketing

Franchise 500® rank:
#344 (2009); #477 (2008); #340 (2007); #241 (2006); #195 (2005);

Ranked #1 in category in:
2006; 2005;

Top Home Based Franchises:
#99 (2009); #100 (2007); #63 (2006); #55 (2005);

America's Top Global Franchises:
#160 (2006); #128 (2005);