Are you ready to play?
Big corporations have entire departments dedicated to risk
management--a luxury most small companies can't afford. But
that doesn't mean you can't take an objective look at your
risks and work to reduce or eliminate them.
Begin by walking through your facility with a fresh, objective
eye. Are hallways full of items that should be properly stored
elsewhere? Are all chemicals--even ones like cleaning supplies or
toner--stored safely? Are exits clearly marked? Do you have a
security system, smoke alarms and sprinklers, and are they checked
regularly? Is your parking lot clean, well-marked and well-
lighted? Are workers following the appropriate safety procedures
for their jobs?
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Once you've done your best to reduce or eliminate risky
situations, develop a disaster plan. Decide in advance how
you'll communicate with employees, customers and vendors if
your facility is either damaged to the point it is unusable or
inaccessible for any reason. Duplicate critical data--particularly
customer files and accounts receivable information--and store it
off-site.
Check with your insurance agent or primary liability carrier for
assistance in developing a risk assessment and management
program.
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