John Rampton

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Dave Ramsey on Annuities

There is a lot of confusion‌ ‌about‌ ‌annuities. ‌According to a Secure Retirement Institute study, only 25% of respondents to an annuity knowledge questionnaire scored a passing grade (70%). ‌Because...

Tax and Retirement Consequences of Biden’s 2023 Budget Proposal

As part of the Biden administration’s fiscal year 2023 budget proposal, aka the Green Book, for the Treasury Department, Janet Yellen testified before the Senate Finance Committee and the House...

Best Retirement Plans – Broken Down By Rankings

11, There was a time when workers could depend on an employee pension plan and Social Security to cover their retirement expenses. ‌Nowadays, pensions are ‌scarce. And, the future of...

How to Retire Early – The Definitive Guide

Have you dreamed of early retirement? ‌How about the freedom it brings – financial and otherwise? ‌It’s not just you who dreams of‌ ‌early‌ ‌retirement. In fact, since 1992, people...

Are Most People Debt-Free When They Retire?

I believe that it was Josh Billings, the pen name of 19th-century American humorist Henry Wheeler Shaw, who once proclaimed, “ Debt is like any other trap, easy enough to...

3 of 10 Retirees Not Worried About Inflation on Their Savings

How worried are you about retirement inflation? ‌You probably have a positive outlook about retiring comfortably if you’re in the majority of Americans. Those are the results of the 32nd...

How to Get Rich from Nothing to Millions

The desire to become rich is universal. ‌But‌ ‌that‌ ‌probably impossible if you start with very little or no money. ‌After all, there’s an old saying “you have to have...

Report – Millennials Are Saving More Than Their Parents – Are You Saving Enough?

We financial millennials have been the punchline for Boomers for way too long. But, guess what? When it comes to saving money? We’re on fire. According to a study by...

How One Man Made $700 Million Driving for Uber – The Story of Ryan Graves

Don’t let the title deceive you. Ryan Graves didn’t build his wealth through a ride-sharing side hustle. Rather, it was a tweet. Let’s go all the back to January 5,...

25 Ways to Help Your Young Children Save Their Money

Did you know that kids aged 4 to 14 receive an average weekly allowance of about $9.35? That comes out to roughly $486 per year. Which, really isn’t all that...

Bidens Plan for Retirement Savings Explained – 4 Things You Need To Watch Out For

On January 20, 2021, Joe Biden became president. But, what kind of policies has he implemented since? Well, the Biden administration is aiming to make the income tax system more...

Protecting Retirement Savings from Volatile Crypto Digital Investments

Did you hear? You may be able to allocate some of your 401(k) retirement savings to bitcoin and other cryptocurrencies. Case in point, retirement juggernaut Fidelity. Fidelity launched a plan...

Women’s Savings Accounts Took a Hit During The Pandemic, Unlike Mens

When it comes to retirement savings, women have been lagging behind men. Just how bad is it? In retirement, women are 80 percent more likely to live in poverty as...

25 Ways to Save Fuel and Money

With gas at a crazy price, people are asking themselves if they can save fuel money. As of March 31, 2022, the average national price for a gallon of regular...

How to Start a Business With No Money

Have you ever dreamed of owning a business? I can’t blame you. The advantages, after all, are crystal clear. Mainly, you get to be your own boss, set your own...

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