John Rampton

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Why You Should Buy a Good Annuity and Avoid the Rest

Let’s be real. It can be hard to save for retirement. ‌But, after you figure out how much you need to save for retirement, the real work‌ ‌begins. Obviously, there...

How Can I Build Credit?

Financial success is largely determined by your credit score. After all, having good or excellent credit will lower your interest rates, access perks like rewards, and gives you more negotiating...

Credit Scores 101: Everything You Need to Know

Have you ever checked your credit score? You’re one of nearly a quarter of Americans who haven’t checked their credit score, according to Javelin Research. It’s no secret that credit...

What is the Highest Credit Score?

It’s the Bigfoot of the financial world; a perfect credit score. AKA, the highest score a person can get. This mythical and elusive number for the FICO Score is 850....

Letter of Retirement Sample Ideas

Are you ready to say goodbye to working full-time? You’re not alone. Since COVID-19 began, the retirement rate of Baby Boomers has accelerated ‌significantly. ‌Specifcally, ‌nearly 29 million boomers retired...

Retirement Gifts for Men

There’s more to retirement than just acknowledging decades of hard work and dedication. After work, you finally have the chance to pursue things you’ve always dreamed about. ‌Maybe you want...

Principal Annuities: What You Need to Know

Annuities, at their core, are simply tax-deferred investments sold by insurance companies to supplement financial security during retirement. At the same time, there are many different types of annuities that...

11 of the Easiest Ways to Protect Your Retirement Money

It’s no secret that it’s hard to plan for retirement. ‌In addition to growing a sizeable nest egg, you must protect it from ‌external factors like market‌ ‌volatility, inflation,‌ ‌and...

Dave Ramsey on Annuities

There is a lot of confusion‌ ‌about‌ ‌annuities. ‌According to a Secure Retirement Institute study, only 25% of respondents to an annuity knowledge questionnaire scored a passing grade (70%). ‌Because...

Tax and Retirement Consequences of Biden’s 2023 Budget Proposal

As part of the Biden administration’s fiscal year 2023 budget proposal, aka the Green Book, for the Treasury Department, Janet Yellen testified before the Senate Finance Committee and the House...

Best Retirement Plans – Broken Down By Rankings

11, There was a time when workers could depend on an employee pension plan and Social Security to cover their retirement expenses. ‌Nowadays, pensions are ‌scarce. And, the future of...

How to Retire Early – The Definitive Guide

Have you dreamed of early retirement? ‌How about the freedom it brings – financial and otherwise? ‌It’s not just you who dreams of‌ ‌early‌ ‌retirement. In fact, since 1992, people...

Are Most People Debt-Free When They Retire?

I believe that it was Josh Billings, the pen name of 19th-century American humorist Henry Wheeler Shaw, who once proclaimed, “ Debt is like any other trap, easy enough to...

3 of 10 Retirees Not Worried About Inflation on Their Savings

How worried are you about retirement inflation? ‌You probably have a positive outlook about retiring comfortably if you’re in the majority of Americans. Those are the results of the 32nd...

How to Get Rich from Nothing to Millions

The desire to become rich is universal. ‌But‌ ‌that‌ ‌probably impossible if you start with very little or no money. ‌After all, there’s an old saying “you have to have...

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