J.D. Roth

J.D. Roth

J.D. Roth is the founder and editor of the personal finance blog getrichslowly.org and the author of Your Money: The Missing Manual.

30 Recent Stories

Manage Your Home Economics as If You Are Running a Business, and Watch Your Savings Grow
Money

Manage Your Home Economics as If You Are Running a Business, and Watch Your Savings Grow

Don't fall into the trap of expending a great deal of energy for a small financial payoff.
When to Spend Your Time Versus When to Spend Your Money
Money

When to Spend Your Time Versus When to Spend Your Money

Work-life balance is about managing the way you use both.
6 Simple Strategies for Better Money Management
Personal Finance

6 Simple Strategies for Better Money Management

Consider this list a mental reset button on your financial psyche.
The Difference Between Good and Bad Debt
Bank Loans and Microloans

The Difference Between Good and Bad Debt

Sometimes debt can give you a financial edge -- but you need to use it wisely.
Why You Should Keep Business and Personal Expenses Separate
Personal Finance

Why You Should Keep Business and Personal Expenses Separate

Mixing business expenses with your personal life can get messy fast.
Management & Operations

Why You Should Start Preparing Your Ultimate Exit Strategy Now

You don't want your family to fight after you're gone, and you don't want the IRS to claim more than is necessary during the transition. Here are a few basics rules of thumb for creating a succession
3 Ways to Determine Your Own Salary
Personal Finance

3 Ways to Determine Your Own Salary

You probably didn't launch a business to make less money than you did at your last job. Here's how to answer the tricky question of cutting yourself a paycheck.
Personal Finance

When It Comes to Investing in the Stock Market, Timing Is Everything

A record-high stock market exposes the suckers. Don't be one of them.
How to Become CFO of Your Life
Personal Finance

How to Become CFO of Your Life

Why not apply the money principles you use for business to your personal finances?
Compensation and Benefits

The Real Power of Health Insurance

Health insurance isn't a nice perk, it's a requirement for anyone choosing to go it alone as an entrepreneur.
4 Advantages to Leasing Office Equipment
Office Tech

4 Advantages to Leasing Office Equipment

Applying the lease-or-buy question to business and pleasure.
6 Fundamental Tax Tips for Entrepreneurs
Tax Center

6 Fundamental Tax Tips for Entrepreneurs

Follow these simple rules to maximize your money--while staying on the IRS's good side.
Why Peer-to-Peer Lending Could Be a Good Investment Choice
Investment Options

Why Peer-to-Peer Lending Could Be a Good Investment Choice

Are you looking for better returns? Think about peer-to-peer lending.
How to Build a Nest Egg
Personal Finance

How to Build a Nest Egg

You already know you should set aside some savings. Here are ways to take action.
4 Things to Consider Before Giving to Charity
Money

4 Things to Consider Before Giving to Charity

When it comes to supporting a charity, it helps to be realistic.
How 'Going Green' Can Save You Money
Personal Finance

How 'Going Green' Can Save You Money

It's not just for do-gooders--sustainability saves money, too.
5 Things to Consider Before Lending Money to Friends and Family
Personal Finance

5 Things to Consider Before Lending Money to Friends and Family

Many business owners have learned the hard way that family, friends and finances don't always mix.
How to Talk With Your Spouse About Money
Personal Finance

How to Talk With Your Spouse About Money

The four financial issues every couple should talk about.
How Dividing Your Savings Can Help You Reach Your Goals
Personal Finance

How Dividing Your Savings Can Help You Reach Your Goals

Splitting your money into a multiple, targeted savings accounts can help you see budgeting benchmarks more clearly.
A Quick Guide to Crafting a Budget Plan
Budget and Debt Management

A Quick Guide to Crafting a Budget Plan

A look at web tools and strategies for putting together a spending plan you can stick to for your small business.
4 Obstacles to Early Retirement and How to Overcome Them
Retirement Planning

4 Obstacles to Early Retirement and How to Overcome Them

Do you dream of retiring early? You'd better get started now.
How to Build a Financial Advisor Team
Personal Finance

How to Build a Financial Advisor Team

Being chief cook and bottle washer isn't always the best solution for your bottom line. Here's how to find folks who can help.
A Reformed Hoarder's Guide to Records Storage
Productivity

A Reformed Hoarder's Guide to Records Storage

Effective record-keeping is one thing. Holding on to piles of paper is another thing altogether.
Five Tips For Avoiding a Tax Audit
Tax Center

Five Tips For Avoiding a Tax Audit

Before you file your taxes, watch out for these common red flags that could draw unwanted attention by the IRS.
Seven Ways to Free Up Cash You Already Have
Personal Finance

Seven Ways to Free Up Cash You Already Have

Need money? Complete these nagging personal-finance tasks today.
Nine Easy Tips to Automate Your Finances and Avoid Late Payments
Payments & Collections

Nine Easy Tips to Automate Your Finances and Avoid Late Payments

Consider this quick step-by-step guide to put your bill paying and personal financial management on autopilot.
Five Ways to Become Clutter-Free
Work/Life Balance

Five Ways to Become Clutter-Free

A look at the high price of owning too much stuff, and what you need to know to shed at least some of it.
How to Regain Control Over Your Personal Finances
Personal Finance

How to Regain Control Over Your Personal Finances

Turn off the news of financial doom-and-gloom and focus on keeping your personal microeconomics in order.
What Entrepreneurs Should Know About Estate Planning
Personal Finance

What Entrepreneurs Should Know About Estate Planning

When the time comes to deal with personal loss, it pays to be ready. Here's how to prepare yourself and your family.
The Secret to Saving: Think Before You Spend
Cash Flow & Money Management

The Secret to Saving: Think Before You Spend

There's a difference between spending irresponsibly and spending on things that improve your quality of life. Knowing the difference can set you free.

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