Why Peer-to-Peer Lending Could Be a Good Investment Choice Are you looking for better returns? Think about peer-to-peer lending.
By J.D. Roth •
Opinions expressed by Entrepreneur contributors are their own.

Like most entrepreneurs, I'm a risk-taker. It took guts to quit my day job to start my own business. And it takes guts to keep at the business even when my income drops.
But when it's time to invest the money I've risked so much to earn, I like to play it safe. Most of my retirement money is in index funds and municipal bonds. I'll never earn spectacular returns this way, but I feel confident that I won't suffer catastrophic losses either.