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How to Build a Nest Egg You already know you should set aside some savings. Here are ways to take action.

By J.D. Roth

Opinions expressed by Entrepreneur contributors are their own.

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Everyone needs to save--especially business owners. Sure, we all dream that our enterprises will prosper and flourish, but the reality is that there are sure to be plenty of rainy days in the future.

Smart entrepreneurs set money aside to weather those storms.

Take me, for instance. For the past five years, I've earned six figures from my business. This year I'll be lucky to earn five. I gave up a high-paying gig, and now my monthly income doesn't come close to covering my expenses.

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