Outsource Your Payroll No business is too small to use a payroll service.

Even a company with fewer than five employees can benefit fromoutsourcing its payroll. But before you hire a payroll service,take these smart steps:

• Check out the service's reputation. Ask for references fromclients, accountants and bankers.
• Ask about the specific services available. Some companies helpwith payroll deductions and direct deposits.
• Make sure the service knows about all the federal and stategovernment requirements and regulations. Good services give youbrochures to keep you informed.
• Rates are based on your number of employees and how oftenthey're paid. It costs more to handle weekly payrolls thanbiweekly ones.
• Still hesitant? You can handle payroll yourself with specialpayroll software, but then it's your responsibility to keep upwith changing regulations.