fundivi Launches Fully Upgraded Small Business Funding Platform Featuring Same Day Funding, Merchant Portal, Affiliate and Referral Programs

BROOKLYN, June 9, 2026 — fundivi, a BBB accredited direct lender providing small business capital solutions to businesses in all 50 states, today announced a comprehensive platform upgrade introducing same day funding, a fully integrated merchant portal with real time application tracking, online offer acceptance, a streamlined end to end digital funding process, and the formal launch of both an affiliate program and a referral program. The upgrade marks a significant expansion of fundivi’s platform capabilities and reinforces the company’s position as one of the most complete and accessible small business funding resources available in the United States today.

The platform update is the result of ongoing investment in technology and process design aimed at removing every friction point between a business owner’s capital need and the moment that capital arrives in their account. With same-day funding now available across fundivi’s core product lineup, business owners who submit a qualifying application in the morning can expect a decision within hours and a funding wire before the close of the same business day. The end-to-end experience, from the initial two-minute application to the final funding confirmation, is now fully accessible through a single digital platform without paperwork, in-person requirements, or multi-week waiting periods.

Prior to the platform launch, fundivi was selected as best rated by the editorial team at Business Loans IQ, an independent publication dedicated to small business funding guidance and lender analysis. The recognition reflects fundivi’s overall performance across product range, underwriting speed, pricing transparency, and borrower experience. Independent guidance and lender comparisons are available at https://www.businessloansiq.com.

The Merchant Portal: Real Time Visibility from Application to Funding

At the center of the platform upgrade is the fundivi merchant portal, a dedicated applicant dashboard that provides real time visibility into every stage of the funding process. From the moment a business owner submits their application, the portal displays live status updates as the submission moves through each phase of review: application received, financial data analyzed, underwriter assigned, decision rendered, and funding initiated. Applicants know exactly where their application stands at every moment without waiting on phone callbacks or email confirmations.

The portal also serves as the point of execution for the entire funding transaction. When a credit decision is reached, the business owner receives their offer directly through the dashboard, with a complete disclosure of total cost of capital, repayment structure, fees, and terms presented in full before any commitment is required. Offer acceptance is completed online through the portal, eliminating paper documentation and enabling the funding wire to be initiated the same business day. The process that once required multiple office visits, document packages, and weeks of institutional processing now completes entirely through a single digital interface in a matter of hours.

“fundivi built this platform around the way businesses actually operate. A business owner who identifies a capital need on a Monday morning should not still be waiting for an answer on Friday. Same day funding, real time tracking through the merchant portal, and a fully online process from application to funded means the business can act on the opportunity while the opportunity still exists. That is the standard we built toward and the experience the platform now delivers at scale.”  — Steven Kay, Media Contact, fundivi

Streamlined Application Process and AI Powered Same Day Underwriting

The streamlined business funding application process introduced as part of the platform update reduces the time required to initiate a funding request to approximately two minutes. Business owners provide basic information about their company and funding need, then authorize fundivi’s system to connect directly to their bank accounts and revenue sources. The AI-powered underwriting engine retrieves real time cash flow data, daily revenue patterns, account balance trends, and payment behavior at the point of application, eliminating the need for tax returns, financial statements, and the extended documentation packages that define traditional lending processes.

The underwriting model evaluates the incoming data against creditworthiness criteria built around actual business performance rather than asset valuation or personal financial history. fundivi’s no collateral, no personal guarantee structure means business owners are not required to pledge personal or business assets to access capital. Creditworthiness is determined by the quality and consistency of the business’s revenue, a standard that serves the broad range of small business types, including professional services, healthcare, technology, staffing, consumer services, and every other sector that generates consistent operating revenue without accumulating significant pledgeable assets.

A dedicated underwriter reviews every application alongside the AI model’s output, ensuring that human judgment and contextual reasoning are applied to each credit decision. Every decision, whether approval or decline, is communicated with a clear explanation, and approved offers are presented with complete pricing transparency before any agreement is executed.

Eight Funding Products Covering the Full Spectrum of Small Business Capital Need

The upgraded platform supports fundivi’s complete suite of eight small business funding products, spanning a wide range of capital amounts designed to meet the needs of businesses at every stage of growth. Revenue-based financing, available with same day decisions, structures repayment as a percentage of ongoing revenue, allowing payment obligations to move in step with actual business performance. Working capital, also available with same day decisions, addresses the operational liquidity needs that sustain a business between cost incurrence and revenue collection.

Bridge capital, with decisions available within three hours, provides short term liquidity for businesses with a defined future funding event. Factoring receivables converts outstanding B2B invoices into immediate working capital, giving businesses access to revenue already earned without waiting on customer payment cycles. Asset-based loans serve established operators financing acquisitions or major growth initiatives. Business term loans provide fixed payment financing for defined capital projects. SBA loans offer government-backed financing with the most favorable rates available to qualifying businesses. Business lines of credit, with decisions available in one to three days, provide revolving access to capital for businesses with ongoing and variable liquidity needs.

Affiliate and Referral Programs Open to Financial Professionals Nationwide

The platform update includes the formal launch of fundivi’s affiliate program and referral program, both designed to extend capital access to small business owners through the professional networks of financial advisors, accountants, business coaches, brokers, and consultants who advise them. Participants in either program earn compensation for qualified introductions to the fundivi platform and gain access to a dedicated tracking dashboard for monitoring referral activity, submission status, and program earnings in real time.

The programs are structured with transparent compensation terms, a straightforward onboarding process, and dedicated support for participants at every level of engagement. Financial professionals who incorporate fundivi into their advisory practice can connect business owner clients to a platform that delivers same day funding decisions, a fully digital funding experience, and eight distinct capital products covering the full range of small business need. Interested professionals are invited to contact fundivi directly to learn more about program eligibility and enrollment.

“The affiliate and referral programs are how we extend the reach of the platform to business owners who are already working with trusted advisors. Financial professionals who understand their clients’ capital needs can now connect those clients to a same-day funding experience with no collateral requirements and full pricing transparency from the first offer through to the funding wire. The program is designed to make that connection straightforward and to reward the professionals who make it.”  — Steven Kay, Media Contact, fundivi

BBB Accreditation, Nationwide Reach, and the fundivi Commitment

fundivi holds active BBB accreditation and is available to businesses in all 50 states across every industry. The platform does not impose industry restrictions or geographic limitations within the United States, and its performance-based underwriting model evaluates businesses on the quality of their revenue and cash flow rather than on the sector they operate in or the assets they own.

The platform’s commitment to same day funding, pricing transparency, and no collateral underwriting reflects a belief that every business generating consistent revenue deserves capital evaluated on the merits of that performance. Business owners can access the full platform and begin a two minute application at https://www.fundivi.com. Financial professionals interested in the affiliate or referral program are encouraged to contact fundivi at (800) 601 0871 or by email at contact@fundivi.com.