Motenza Capital Expands Commercial Finance Platform for Small and Mid-Sized Businesses

HOLLYWOOD, FL. — Motenza Capital, a Florida based commercial finance company operating under IMG Business Consulting LLC, is expanding its commercial funding platform and relationships with capital providers as it continues serving small and mid sized businesses across the United States.

Motenza Capital was developed from years of real business operating experience. The people behind the company have worked across automotive, technology, aviation, professional services and other commercial sectors, with firsthand experience managing cash flow, financing inventory, investing in growth and dealing with many of the same capital challenges faced by business owners today.

That experience shaped the way Motenza Capital approaches commercial finance.

Instead of treating every business the same, the company begins by understanding the purpose of the financing, the financial profile of the business and the structure of the opportunity. From there, Motenza Capital evaluates which available capital source may be appropriate for the transaction.

In select opportunities, capital may be provided through private or affiliated sources available to Motenza Capital. Other transactions may be placed through strategic relationships with independent institutional and specialty funding providers. This approach allows the company to evaluate more than one potential path to capital rather than relying on a single funding source.

Motenza Capital currently works with businesses seeking capital for working capital, equipment purchases, inventory, receivables, business expansion, commercial real estate and other business purposes. The company also works with automotive businesses and dealers whose capital requirements can differ significantly from those of traditional small businesses.

“We understand the financing process from the business owner’s side because we have spent years operating businesses ourselves,” said Mark Pugachev, Founder of Motenza Capital. “Cash flow, inventory, payroll, expansion and access to capital are not theoretical subjects for us. They are issues we have dealt with in real businesses. Motenza Capital was created to bring that practical perspective into commercial finance.”

The company has also been investing in the infrastructure behind the financing process.

Motenza Capital uses a structured application and review workflow designed to organize business information, documentation, verification and funding opportunities. Its developing risk and underwriting infrastructure supports identity and business verification, credit related review, secure document handling and internal evaluation before opportunities are submitted to appropriate capital sources.

A dedicated Trust and Security Center has also been established to provide greater transparency into the company’s approach to information security, privacy, access controls, incident response, business continuity, third party risk management and data protection.

Banks, funding providers, investors and other qualified business partners can request controlled access to selected corporate, insurance and due diligence documentation through the Trust Center.

“We want to build something that can grow with the businesses and capital partners we work with,” Pugachev said. “That means putting the operational structure, technology and risk controls in place now, not waiting until the company becomes larger to start thinking about them.”

Motenza Capital continues to expand its relationships with commercial funding providers while developing additional capabilities for direct and private capital deployment.

The company’s longer-term strategy is to increase the amount and variety of capital available through the platform, strengthen its underwriting and risk management capabilities, and continue developing technology that can make the commercial financing process more organized and efficient for both businesses and capital providers.

Motenza Capital focuses on commercial and business purpose financing. The company is not a bank or depository institution. Financing availability, approval, amount, pricing and terms depend on the applicant, the transaction and the applicable capital source. When an independent third party provides the capital, the funding party and applicable terms are identified in the transaction documentation.