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Needs To Know Before choosing just any insurance package, analyze your needs.

By Jacquelyn Lynn

Opinions expressed by Entrepreneur contributors are their own.

Despite the proliferation of "package policies,"insurance is not a one-size-fits-all issue. You need to understandwhat your risks are, how much liability you can handle, and whatyou need to cover.

Some issues to consider:

  • Do you own or lease your property? As an owner, you'reresponsible for the building and its contents. As a renter, youneed to cover your equipment, supplies and inventory.

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