Plan Ahead A business plan increases your chance for success.

According to a study conducted for AT&T, only 42 percent ofsmall-business owners bother to develop a formal business plan.However, of those who do use a plan, 69 percent say it was a majorcontributor to their success.

Excerpted from Start Your Own Business: The Only Start-Up GuideYou'll Ever Need

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Science & Technology

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Scale faster, work less and grow a 7-figure business — no team needed.

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Why Buying a 'Second Home' First is the New Way to Build Wealth — and Enjoy Free Vacations

The dream of owning a home has never felt more out of reach. So, a growing number of aspiring homeowners are making an unconventional choice.