Plan Ahead A business plan increases your chance for success.

According to a study conducted for AT&T, only 42 percent ofsmall-business owners bother to develop a formal business plan.However, of those who do use a plan, 69 percent say it was a majorcontributor to their success.

Excerpted from Start Your Own Business: The Only Start-Up GuideYou'll Ever Need

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91 Service Business Ideas to Start Today

Get started in this growing industry, with options that range from IT consulting to childcare.