In the Cards? While enticing, credit cards may not be the best way to finance your startup.

Question: I don't have the capital to start my business, So I'm considering using the credit card offers I receive in the mail to get off the ground. But my wife is worried that we'll get in over our heads. What are the risks of doing this, and what do I need to know?

Answer: While many entrepreneurs have built successful businesses using credit cards, you should think twice before jumping at those zero percent offers. The low introductory rates can be tempting, but eventually you're going to have to pay up--at rates that are often into the high double digits.