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Seven Ways to Free Up Cash You Already Have

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This story appears in the February 2012 issue of Entrepreneur. Subscribe »

A New Year's BonusYou may have started the year with resolutions, but it's easy to get distracted and forget about your good financial intentions. If this has happened to you, don't worry: It's not too late to remedy the situation. I recommend setting aside a single day early in each year to tackle those lingering personal finance chores. Start by reviewing the contracts and agreements you have with banks and providers. At a minimum, you should:

1. Read your agreements. If there's something you don't understand, now is a good time to dial up customer service and ask for clarification. Sometimes the answers are obvious--but sometimes they're not.

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