Dial Away Long distance for one flat fee? Call it a deal.

With Baby Bells asleep at the switch lo these many years, cell phones have become the first choice for long distance. But exceed your minutes and that next cell bill could be an eye-opener.

How about a little insurance? MagicJack, a USB stick, serves up all the long distance you can use for $40 the first year and $20 per year thereafter. Dial all-VoIP, all the time from your desktop PC, or stash the matchbox-size device in your briefcase and plug in while on the road.