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Get the Most Out of Life Knowing what you're getting into with life insurance will prevent you from overpaying--and from being underinsured.

By Rosalind Resnick •

Opinions expressed by Entrepreneur contributors are their own.

Type the words "affordable life insurance" into Google, and 12.3 million entries pop up. No exam required. Rates starting as low as $1.

Sounds like a no-brainer, right?

Trouble is, if you've never shopped for life insurance before, you may end up buying less coverage than you need or paying big premiums for coverage that's two sizes too big.

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