This is a subscriber-only article. Join Entrepreneur+ today for access

Learn More

Already have an account?

Sign in
Entrepreneur Plus - Short White
For Subscribers

Enticing Credit Card Offer? Better Read the Fine Print When it comes to credit card offers, you need to know a few things before accepting.

By Rosalind Resnick

Opinions expressed by Entrepreneur contributors are their own.

With consumer and small-business credit in short supply, it's tempting to take advantage of the credit card offers that sport promos like zero percent interest rates, instant approvals and balance transfers.

Some cards do offer great deals, but others can saddle you with high interest rates and hefty annual fees long after the initial teaser rate expires. That's why it's important to understand and evaluate each offer before signing and returning that pre-approved application form.

"Small-business owners should consider these solicitations like they would consider any new prospective vendor: with a healthy dose of skepticism," says Bill Hazelton, founder and managing director of Credit Card Assist, a website that offers tips, advice, articles and information about credit card offers and helps consumers select the best card for their needs. "Don't be fooled by the big, recognizable brand names. You still have to be vigilant about doing your homework and verify which cards offer the most value."

Editor's Pick

Related Topics


The Coolest Way to Commute Is Less Expensive Than Ever

Gift yourself a better commute with $1,500 off this eBike.

Business Ideas

55 Small Business Ideas to Start in 2023

We put together a list of the best, most profitable small business ideas for entrepreneurs to pursue in 2023.


How to Start a 'Million Dollar' Morning Routine

Restructure your morning with a few simple steps that may help to amplify your energy.

Growing a Business

How an Executive Coach Can Help You Set Better Goals — And Transform Your Business

Ways to enhance your competitive advantage — and psychological wellbeing — with the assistance of a seasoned, results-focused professional.

Side Hustle

Anyone Can Start a Passive Income Side Hustle For Easy Money — But Only If You Know These 5 Essential Tips First.

The rise of digital automation technology has made starting a passive income side hustle easier and more accessible than ever before.