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Let's Take <i>Your</i> Car

Cover your drivers--no matter whose car they drive.

This story appears in the October 2001 issue of Entrepreneur. Subscribe »

Your company and personal vehicles are all adequatelyinsured--why worry about additional coverage for vehicles youdon't own? Because if you ever rent a car or truck for businessor if employees ever use their own vehicles for companybusiness--even if they're just making a quick trip to the storefor supplies--and there's an accident, you could face seriousfinancial liability, says Chip Curley, a property and casualtyagent with Sehnert, Lumbra, Robinson & Associates in Maitland,Florida.

Protect your company with hired and nonowned auto liability,which covers bodily injury and property damage caused by the hiredor non-owned vehicle. It does not pay for physical damage to thevehicle itself; that's covered by the owner'sinsurance.

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