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The Angel in Your Pocket

New federal rules are making personal credit a better option for startups.

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This story appears in the November 2009 issue of Entrepreneur. Subscribe »

Despite all the talk of , angel investors, and the like, the fact is about one-third of startup funding comes from . Plastic is the most popular source of outside financing to get businesses off the ground.

So it's important for startups to consider the effects of the federal Act of 2009, even though the bill did not apply to small-business credit cards. The on consumer credit will have profound effects on how entrepreneurs their startups.

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