Building a Business
What Lenders Really Look for When They Evaluate Your Business (It’s More Than You Think)
Financial performance matters, but lenders are also weighing something the numbers don't capture.
Business Loans
Business Accounting
The 5 Cs to Consider When Applying for a Business Loan
Here are five important things lenders look at when reviewing a business's loan application.
By Jevon Wooden
Business Operations & Logistics
Merchant Cash Advances: Fighting Cash Flow Uncertainty, One Business at a Time
MCAs can help companies with budget gaps, but they come with a hefty price tag.
Business Accounting
Why Is My Personal Credit Score Used to Qualify for a Business Loan?
Tips and tricks to improve your score and help you get the loan that you need.
Business Accounting
That Fast Online Loan Could Have Super-high Interest Rates and Hidden Fees That Bankrupt Your Business
It's high time fintech small-business lenders should be regulated.
By Mark Abell
Business Accounting
5 Tips to Improve Your Odds of Getting a Small Business Loan
You aren't going to walk into your local bank, fill out a loan application and get approved on the spot. So, start yours right away. As in today.
Business Accounting
Entrepreneurs Don’t See Business Financing the Way Lenders Do and It’s Costing Them
Many small-business owners are stressed about cash flow because they don't understand how banks assess whether they're a good bet.
By Lisa Stevens
Building a Business
The State of Small-Business Lending: A Return to Normal?
Even in today's healthy economy, many business owners are still not credit-worthy and need guidance.
By Lisa Stevens
Business Accounting
Will ‘Being Wasted’ on Facebook Hurt Your Small-Business Loan Chances?
You should always assume your social-media accounts are being examined when applying for a business loan.
By Cindy Yang
Business Accounting
The Perils of Short-Term Business Loans
Sometimes it makes sense to take a loan at brutal interest rates. More often, it's a sign the business is failing and the time has come to cut losses.
Building a Business
This Is Good News for the Banking Industry
After falling to record lows, a new positive attitude toward the banking industry is great news due to the effects on consumer decisions.
Business Accounting
Avoid These 5 Common Small-Business Financing Mistakes
Between the hidden fees, overlooked costs and simple misconceptions about true costs, borrowing money is a good place to look for ways to save money.
Building a Business
Want a Bank Loan? You Better Have Some Skin in the Game.
A strong equity position supports the notion that the owner is likely to protect the investment and repay borrowed funds.
By Jesse Torres
Building a Business
Successful Entrepreneurs Offer 5 Tips for Finding Elusive Startup Funding
When you no longer need their money, investor will flock to your business. The trick is keeping the bills paid until then.
Building a Business
Why Big Banks Are Lending More to Small Businesses
Here we go over several reasons why larger banks are starting to warm up to small-business lending again.
By Rohit Arora
Building a Business
When Seeking Funding, Credit Unions Can Be Worth Checking Out
More credit unions are offering business loans, and their interest rates and fees are often lower than at commercial banks. What's more, their loan officers typically have more flexibility and decision-making ability than those at larger institutions.
By Gwen Moran
Building a Business
Are We on the Verge of a Small-Business Hiring Boom?
A new study shows 40 percent of small business owners plan to make a hire in the next six months. Could this be the start of a turnaround in unemployment?
By Carol Tice