My Queue

Your Queue is empty

Click on the next to articles to add them to your Queue

Small Business Encyclopedia

Encyclopedia Search

Category: Expansion Financing

Factoring

Definition: A financing method in which a business owner sells accounts receivable at a discount to a third-party funding source to raise capital

Angel Investor

Definition: An individual who invests his or her own money in an entrepreneurial company

Friends/Family Financing

Definition: Monies, usually in the form a loan, that a business owner gets from either family members or friends in order to help finance their startup or growing business

Government Grants

Definition: An award of financial assistance in the form of money by the federal government to an eligible grantee with no expectation that the funds will be paid back. The term does not include technical assistance which provides services instead of money, or other assistance in the form of revenue sharing, loans, loan guarantees, interest subsidies, insurance, or direct appropriations

Grant Proposals

Definition: A formal proposal submitted to a government or civilian entity that outlines a proposed project and shows budgetary requirements and requests monetary assistance in the form of a grant

Guarantees

Definition: A pledge, usually in writing, given by a company to any customers that something is of specified quality, content, benefit or that it will provide satisfaction or will perform or produce in a specified manner. A guarantee also outlines what will happen should the buyer not be satisfied with his purchase.

Home Equity Loans

Definition: A loan that allows homeowners to borrow against the equity in their homes

Balloon Loan

Definition: A loan that requires a single, usually final, payment that is much greater than the payment preceding it

Bank Loans

Definition: A loan that a business owners gets from a bank

Debt Financing

Definition: A method of financing in which a company receives a loan and gives its promise to repay the loan

Equity Financing

Definition: A method of financing in which a company issues shares of its stock and receives money in return. Depending on how you raise equity capital, you may relinquish anywhere from 25 to 75 percent of the business.

Loans

Definition: Money borrowed that is usually repaid with interest

Term Loan

Definition: A loan for equipment, real estate and working capital that's paid off like a mortgage for between one year and ten years

SBA Loan

Definition: Term loans from a bank or commercial lending institution that the SBA guarantees as much as 80 percent of the loan principal for

Free Business Tools

Latest Articles

worth-knowing

Why Only You Have the Power to Shape Your Life

It's time to take responsibility for everything in your life.
Sales

7 Tips for Getting More Sales Meetings With Prospects

Establish yourself as an expert, and consumers will follow.
worth-knowing

10 Simple Things Successful People Do Every Morning (Infographic)

You don't have to be a morning person to start your day off right.
Sales

The Art of Covert Selling as a Public Speaker

Five strategies you can use to sell your product without pushing for a sale.
Sales Strategies

To Be a Better Salesperson Be a Nicer Person

People buy from people they like, and nobody likes anybody who isn't nice.
Infographics

What Type of Side Hustle Should You Try? (Infographic)

A side gig is a great way to bring in some extra cash.
Franchisors

3 Core Strategies For Building Successful Franchise Organizations

How to attract potential franchisees to invest in your business.
Manufacturing

3 Trends Driving Modern Manufacturing Innovation

Imagine being able to make critical product decisions about material selection, scheduling and pricing, all in one place. That's what a "smart factory" can do for you.
Inspirational Quotes

9 Powerful Tony Robbins Quotes That Will Redefine Your Quest for Success

Check out the fire walker's words of wisdom to help you realize your potential, both in the office and throughout your life.
B2B Sales

How You Can Stay Human in a World of Digital Selling

By living the day-to-day life of your clients, you can glean insights that are impossible to see from your side of the aisle.
Team Work

5 Things Professionals Should Do to Reduce Their Screen-Related Risk of ADHD and Dementia

Both ailments seem related for some of us to the excessive amount of "screen time" we're subjecting our brains to.
worth-knowing

How This Entrepreneur Won a Trademark Battle Against the Trump Organization

His victory is a reminder to always do your homework and fight for what you think is right.
More Articles

About Encyclopedia

No matter what business topic you're interested in, you'll find our category list is an easy way to navigate our small-business encyclopedia. From Accounting and Advertising to Location and Operations, every topic offers information on the terms that matter most. And if you can't find what you need here, our "Terms A - Z" list makes tracking down terms a snap.