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Why Advertisements for Free Credit Reports Are Scams Only one site will tell you your true credit score.

By Nicole Lapin Edited by Dan Bova

Opinions expressed by Entrepreneur contributors are their own.

In this video, Entrepreneur Network partner Nicole Lapin gives a three-minute introduction to credit scores that covers how to check your credit and how to file a claim if you notice something amiss -- for example, if there is unpaid credit card debt that doesn't belong to you. Most importantly, Lapin explains why it's important to know your credit score, and why you shouldn't be afraid of checking up on it every once in a while.

To learn more, click play.

Related: How to Negotiate Your Way to Better Rates on Your Bills

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Nicole Lapin's new book, Boss Bitch, is available on Amazon.

Nicole Lapin

Financial Journalist, New York Times Bestselling Author, Anchor

Nicole Lapin is the New York Times bestselling author of Rich Bitch, Boss Bitch and Becoming Super Woman. She is the host of the nationally syndicated business reality competition show Hatched. Former anchor on CNN, CNBC and Bloomberg. Host of "Money Rehab with Nicole Lapin" launching April 5th.

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