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Keeping the brakes on car insurance costs

By Jill Amadio

Opinions expressed by Entrepreneur contributors are their own.

As inevitable as the sunset but a lot less welcome, autoinsurance bills keep coming in. As you review your coverage for thecoming year, you're probably considering buying cheaperinsurance. But this can come back to bite you if the insurancecompany isn't reputable, offers poor service, or refuses tohonor your claims, says Jeanne Salvatore of the InsuranceInformation Institute. Although auto insurance is an expense thathas no ROI unless you're in an accident, taking a chance withinsurance could cost you if you have to make a claim.

And while you're at it, do you need that commercial van, orwould a smaller vehicle do? The bigger the vehicle, the higher theannual insurance bill.

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