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Start-up financing is easier than ever--if you're a dotcom. But what about the rest of us? Check out all your options.

By Paul DeCeglie

Opinions expressed by Entrepreneur contributors are their own.

Small businesses today have access to more funds than ever, notto mention a wider array of financing resources. Venture capitalfirms invested a record $36 billion in 1999--more than double their1998 investments--and are on track to exceed that figure thisyear.

Angel investors, fattened by lucrative undertakings over thepast decade, are eager to share their wealth and expertise withfledgling entrepreneurs. More than $16 billion in SBA loan andventure capital programs helped launch or expand 50,000-plusbusinesses in 1999. And banks, finance companies, credit cardissuers, leasing companies, factoring firms and a host of Netenterprises are tripping over one another to participate in the$170 billion small-business financing market.

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